Address Store guides
you through the whole process of realizing your dream of property
ownership. This may be your first property or one of many and whether
you intend to utilize it or the property is purchased as an investment,
we can assist you with the right knowledge base.
We help you to work out how much you can afford, find the most suitable
loan and submit your application giving you expert advice and support
right through to the settlement of your loan and beyond. Here is
a comprehensive review of various home loan offers and their EMI
plans :
|
Banks |
Floating |
Processing Fees |
| Punjab National Bank |
9.50 |
.50 |
| ICICI Bank |
9.75 |
.50 |
| HDFC |
9.50 |
.50 |
| IDBI Bank |
9.25 |
.50 |
| State Bank of Patiala |
9.25 |
.50 |
| SBI Bank |
9.25 |
.50 |
| AXIS Bank |
9.75 |
.50 |
Disclaimer : Please
note that the interest rates given here are based on the market
research. To enable the comparisons certain set of data has been
reorganized / restructured / tabulated. Users are advised to recheck
the same with the individual companies / organizations. This site
does not take any responsibility for any sudden / uninformed changes
in interest rates.
Paying stamp duty
After extensive homework and efforts, you have zeroed-in on your
dream house. And now begins a trail of formalities that you must
fulfill - to make this dream house your very own possession. One
of these formalities is paying stamp duty. In the context of a property
transaction, stamp duty is the tax you need to pay to the State
Government whenever a property is transferred from one name to another.
By paying the proper stamp duty, you can get your property registered
and enjoy a clear title for your property. The stamp duty is generally
paid by the buyer.
RESIDENTIAL
% on State Selected Value * Category Value * Property Value
| S.No |
state |
Male |
Female |
Joint |
Compnay |
Senior Citizen |
Registration Fees
(Max.) |
| 1 |
Chandigarh |
6 |
6 |
6 |
6 |
6 |
Rs. 10500/- |
| 2 |
Punjab |
8 |
7 |
8 |
8 |
8 |
Rs. 10300/- |
| 3 |
Haryana |
7 |
5 |
6 |
7 |
7 |
Rs. 15000/- |
| 4 |
Delhi |
7 |
5 |
6 |
7 |
7 |
|
| 5 |
Himachal Pardesh |
5 |
5 |
5 |
5 |
5 |
Rs. 25000/- |
For Example:
- State=Delhi- Category=Male- Property Value=100000
- The Stamp Duty comes as Rs. 6000 calculated at 6%
DISCLAIMER :
Please note that the calculations are based on various assumptions.
While we have captured most important characteristics and conditions
in our assumptions, you are advised to verify results with the concerned
authorities or service providers. Users are advised to recheck the
same with the authorities / organizations. This site does not take
any responsibility for any sudden / uninformed changes in the rates.
|
